An FNB Aspire Credit Card helps you prepare for the unexpected while giving you exceptional benefits like saving on fuel and groceries. Get a bundle account at no cost to you.
Required income R60 000 to R299 999
Tell me moreGet a personalised and competitive interest rate.
Get a free budget facility linked to your credit card, making it ideal for larger purchases.
Enjoy up to 55 days interest-free on purchases made on your straight FNB Credit Card facility.
Pay off your credit card account easily with an automatic payment solution.
Find out howA wide variety of innovative, simple and secure ways to pay with our FNB App.
Purchase Protect offers cover for items purchased using your FNB Virtual Credit Card in-store or online.
Get rewarded with WhatsApp messaging on us. Plus, get up to 15% back in data on your FNB Connect SIM plan and bundle purchases.
Get up to 30% rebate on your FNB Funeral Plan premiums every month
Get 2 complimentary annual SLOW Lounge visits with eBucks Travel and pay no charge for Global Travel Insurance.
Earn and spend eBucks while you shop across a variety of partners like Takealot, Checkers, Engen, iStore and Clicks at no additional cost.
View special dealsAutomatic Debt Protection in the event of death or permanent disability with the option to top-up your cover.
Get more value, more savings and more possibilities when you transact using your FNB Aspire Credit Card.
Credit card and budget purchase fees
The FNB Virtual Card on the FNB App is a faster, safer and more secure way to pay for online and in-store purchases wherever you are in the world.
Your CVV number changes regularly. Create, cancel or temporarily block your card at any time.
Choose more value for you and your family and earn eBucks while you spend.
Virtual cards can also be used for FNB Pay, Scan to Pay and all partner wallet transactions, including Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, and SwatchPAY!, without the need for a physical card.
Get instant insurance for items purchased with your virtual card at no extra cost up to R15 000.
Choose FNB Fusion Aspire and get more value for you and your family, with access to a credit facility at a single monthly account fee.
Maximise the value of your FNB Credit Card by exploring the range of amazing benefits and perks it offers - all designed to enhance your financial well-being and make your life easier.
The auto payment solution uses a built-in calculator which deducts any pre-payments from the the debit order amount.
On the payment due date, your amount payable (as per the payment option you have selected) will automatically be deducted from your bank account and your credit card will be credited subject to one day 'uncleared effects'.
Refer to our full terms and conditions.
Get instant insurance for items purchased with your virtual card at no extra cost. The cover is limited to tangible items only such as furniture and personal items including clothing, cellphones, and laptop.
Premiums are calculated on the monthly average outstanding amount minus the free portion covered under Automatic Debt Protection.
Report a lost or stolen card to a dedicated, toll-free, 24-hour hotline and FNB will assist in the event of a non-PIN related fraud incident on your account before the card is cancelled.
Automatic Debt Protection covers you for the amount specified below in the event of your death or permanent disability:
FNB Petro Card (Standalone)